Skip to main content

Open APIs in Cash Management

Open API technology is enabling real-time data accessibility to meet ever-evolving treasury needs in the digital era. Open APIs provide opportunities across all domains of treasury services. They enable embedded finance opportunities to enhance the customer experience in Cash Management

Open APIs are the new motor for superior customer experience in Cash Management

Open API technology is enabling real-time data accessibility to meet ever-evolving treasury needs in the digital era. Open APIs provide opportunities across all domains of treasury services, including embedded
finance opportunities to enhance the customer experience.

APIs can simplify and improve how treasurers work together with their transaction banks in terms of digitization and automation of processes, fast and flexible integration to systems, centralization and embeddedness of bank connectivity (multi-banking),
real-time and on-demand information to support data-driven decision-making, self-service bank account management as well as enabling transformational solutions.

In this context, emerging API use cases in transaction banking include Payments, Reporting, Electronic Bank Account Management (e-BAM), Liquidity Optimization, FX and Risk Management. Accelerated by regulatory developments such as PSD2, API-enabled products and services have been primarily focused on the retail segment. However, the use of Open API technology in transaction banking is gaining traction. This is evidenced by corporates increasingly buying into leveraging Open API-technology to improve their treasury operations.

Get the RBI Cash Management Open APIs directly from our API marketplace!

Account statement API

This API allows you to request the following statement messages from bank accounts at RBI and from bank accounts at those RBI Network Banks, that are already connected to the Cash Management real-time interface. It includes:

•Intra-Day
Account Statements (i.e. CAMT052)

•End-of-Day
Account Statements (i.e. CAMT053) 

Payment Status API

This API allows you to request and receive payment status messages in real-time. It counts for payments which are related to bank accounts at RBI or at those RBI Network Banks, that are already connected to the Cash Management real-time interface. The status request is based on the Pain.002 standard upon request and upon availability.

Payment Initiation API

This API helps RBI Group corporate and institutional customers to use real-time rails to initiate payments at any time and from any location. It allows to initiate:

  • various payment types based on ISO20022 (pain.001.001.03) and
  • currencies incl. domestic LCY, SEPA, IGP, SCT Inst and others

It can easily be integrated into the ERP/TMS of choice or directly into self-developed treasury systems. 

Information material downloads

Open API whitepaper

Download in English
Download in German

Open API product folder

Download now

Connected Third Party Providers

RBI is partnering with the world‘s leading Fintechs and Treasury Management Systems in order to make its Cash Management services available within the most innovative client-environments.

  • FinLync

    FinLync technology has changed the connectivity game for corporate treasurers and their banks. In a world that demands immediacy, FinLync extends existing bank connections with directly embedded account data via bank APIs into any clients’ ERP platform (e.g. SAP), providing real-time visibility into account data and cash positions.
    APIs available
    • Account statement API
    • Payment Status API
    Country availabilities*

    Austria, Kosovo, Serbia 

  • TIS

    The TIS corporate payments technology platform helps businesses improve operational efficiency, lower risk, manage liquidity, gain strategic advantage – and ultimately achieve enterprise payment optimization.
     
     
     
    APIs available
    • Account statement API

     

    Country availabilities*

    Austria, Kosovo, Serbia 

  • More to come!

*the APIs can be connected to active bank accounts in these RBI networkbanks

Frequently asked questions

Yes, the APIs exist within our secure bank platform and allow thorough testing. The data transfer is encrypted & subject to authorization/authentication using RBI Corporate Seals (a proven, secure & flexible solution)

Yes, Open APIs facilitate a direct, fast and flexible activation for preferred systems within weeks. Flexibility in (de)activating APIs allowing for need-driven services & limited dependency.

Yes, Open APIs are true enablers for operational efficiency. They seamlessly embed multiple bank connections into one system and provide self-service changes and smart automation beyond limits of internal systems.

Please do not hesitate to contact our Cash Management department!

T: +43 -(0)1-717 07 - 3480
cashmanagement@rbinternational.com