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Open APIs in Cash Management

Open API technology is enabling real-time data accessibility to meet ever-evolving treasury needs in the digital era. Open APIs provide opportunities across all domains of treasury services. They enable embedded finance opportunities to enhance the customer experience in Cash Management

Open APIs are the new motor for superior customer experience in Cash Management

Open API technology is enabling real-time data accessibility to meet ever-evolving treasury needs in the digital era. Open APIs provide opportunities across all domains of treasury services, including embedded
finance opportunities to enhance the customer experience.

APIs can simplify and improve how treasurers work together with their transaction banks in terms of digitization and automation of processes, fast and flexible integration to systems, centralization and embeddedness of bank connectivity (multi-banking),
real-time and on-demand information to support data-driven decision-making, self-service bank account management as well as enabling transformational solutions.

In this context, emerging API use cases in transaction banking include Payments, Reporting, Electronic Bank Account Management (e-BAM), Liquidity Optimization, FX and Risk Management. Accelerated by regulatory developments such as PSD2, API-enabled products and services have been primarily focused on the retail segment. However, the use of Open API technology in transaction banking is gaining traction. This is evidenced by corporates increasingly buying into leveraging Open API-technology to improve their treasury operations.

Get the RBI Cash Management Open APIs directly from our API marketplace!

  • Bank Account Information API

    This API allows customers to electronically
    request various general information about their RBI Corporate bank accounts in an easy and convenient way. This includes daily updated insights on:

    • Customer information
    • User information
    • Account information
    • and much more ...

  • Account statement API

    This API allows you to request the following statement messages from bank accounts at RBI and from bank accounts at those RBI Network Banks, that are already connected to the Cash Management real-time interface. It includes:

    • Intra-Day
      Account Statements (i.e. CAMT052)
    • End-of-Day
      Account Statements (i.e. CAMT053) 

  • Payment Initiation API

    This API helps RBI Group corporate and institutional customers to use real-time rails to initiate payments at any time and from any location. It allows to initiate:

    • various payment types based on ISO20022 (pain.001.001.03) and
    • currencies incl. domestic LCY, SEPA, IGP, SCT Inst and others

    It can easily be integrated into the ERP/TMS of choice or directly into self-developed treasury systems. 

  • Payment Status API

    This API allows you to request and receive payment status messages in real-time. It counts for payments which are related to bank accounts at RBI or at those RBI Network Banks, that are already connected to the Cash Management real-time interface. The status request is based on the Pain.002 standard upon request and upon availability.

Information material downloads

Open API whitepaper

A new frontier in transaction banking
Download now

Open API product folder

The way to real-time treasury
Download now

Connected Third Party Providers

RBI is partnering with the world‘s leading Fintechs and Treasury Management Systems in order to make its Cash Management services available within the most innovative client-environments.

  • TIS

    The TIS corporate payments technology platform helps businesses improve operational efficiency, lower risk, manage liquidity, gain strategic advantage – and ultimately achieve enterprise payment optimization.
    APIs available
    • Account statement API
    • Payment Initiation API
    • Payment Status API
    Country availabilities*

    Austria, Kosovo, Serbia 

  • Financekey

    FinanceKey

    FinanceKey provides easy access to banking APIs for real-time cash visibility & payments for businesses to act faster, improve decision-making and automate workflows. With FinanceKey’s dashboards, customers gain immediate benefits from instant access to multi-banking and with their single API, clients can integrate data & services into their existing tools.
    APIs available
    • Account statement API
    Country availabilities*

    Austria, Kosovo, Serbia 

  • More to come!

*the APIs can be connected to active bank accounts in these RBI networkbanks

Frequently asked questions

Yes, the APIs exist within our secure bank platform and allow thorough testing. The data transfer is encrypted & subject to authorization/authentication using RBI Corporate Seals (a proven, secure & flexible solution)

Yes, Open APIs facilitate a direct, fast and flexible activation for preferred systems within weeks. Flexibility in (de)activating APIs allowing for need-driven services & limited dependency.

Yes, Open APIs are true enablers for operational efficiency. They seamlessly embed multiple bank connections into one system and provide self-service changes and smart automation beyond limits of internal systems.

Please do not hesitate to contact our Cash Management department!

T: +43 -(0)1-717 07 - 3480
cashmanagement@rbinternational.com